I'm 29 sad and I don't have a credit card what do I do?

[Badweather]

Dear Bros,
I based a lot of my life decisions on the possibility of going viral, that didn't happen yeah but I got a pretty good idea for a funny YouTube video. Now it's just a matter of getting a camera or money for camera or money to pay someone to operate their camera so that I can be funny and go viral and be rich.
I don't know what to do. So now I'm parked outside of a giant and I'm considering going in and stealing some zucchini, not because I want to but because I have to. You see the hard part about life is a fact that I don't have a credit card or money No money. No credit. This makes me sad Bros! Real sad

[Hush]

Lol

The fuck?

I thought u was sniffing dogs asses for fleas 40 hrs a week

[Witty]

this is in bad taste.

[StarFaggot]

Originally Posted by Hush

Lol

The fuck?

I thought u was sniffing dogs asses for fleas 40 hrs a week

lol

[Badweather]

Originally Posted by Hush

Lol

The fuck?

I thought u was sniffing dogs asses for fleas 40 hrs a week

that's a way to look at it I guess

[Badweather]

Originally Posted by Witty

this is in bad taste.

The spirit of it was to give Aero someone to attack. He's on a roll today, I figured I'd alleviate anyone else's grief. I'm a punching bag of the people.

[Witty]

Originally Posted by Badweather

The spirit of it was to give Aero someone to attack. He's on a roll today, I figured I'd alleviate anyone else's grief. I'm a punching bag of the people.

Oh well in that case, thank you sir.

@Aero the Apex

[big baby]

COM HERE BLACKY LEMME GIVE YUH A black LEFT EYE x.o < badewather or cute dog lol

[Beyond]

How you 29 with no credit card though?

Keep all your money in a matress?

The fuck

[YDK]

bey i know its hard to see how some people don't have credit cards (when you only got one good eye) but very few of the people i speak to and work with have credit cards...most just use checking accts/debit cards/cash

[Ghost1]

I hope u an weenercides video better then this bullshit tbc

[Badweather]

Got too drunk to record a video last night. We were actually planning on calling you up so that you could get a word in on the whole Veritas thing. @Bags

What should I make a video about?

[Joe Metts]

Credit cards aren't what's up man. Keep your money right and pay cash.

[Wise Wiggles]

Originally Posted by Badweather

The spirit of it was to give Aero someone to attack. He's on a roll today, I figured I'd alleviate anyone else's grief. I'm a punching bag of the people.

I feel like this every second of every day. I think it's normal though :-)

[big baby]

Mode: Aerolina

Credit Cards are rewarding if you know how to use them. I'd like to give you guys a lesson one day. It's not a magic plastic card. It has financial terminology that will probably baffle you.

1ST RULE: Never pay your minimum balance. You a baller? Pay that shit in full. You bought some extravagant shit and can't pay it off? Enjoy the debt, the horrible FICO and your inability to buy anything decent in property. Have fun paying off a landlords debt. OR making him richer, since he probably long ago payed it off.

2ND RULE: No limit? No problem! Wrong. Well, this is null since most of you can't even get a 300$ credit line. But, for some reason, say my advice helps you out and you become a alpha male champion. Want to spend a fortune?! Go right on ahead buddy! until you realize that there is a monthly balance limit of $5,000 on your account. No limit cards are really “no preset limit” cards, meaning the limit is based on your own spending habits.

3RD RULE: Dont be late with payments. Unlike drug dealers, they won't kill you. But you wish they would have. Late payments show up when you try to apply for anything and can affect you, even one late payment. Late once? Your car dealer will see that and maybe deny you cause you're an irresponsible faggot. Pay early, pay on time.

4TH RULE: Things are getting trickier. I know you guys make minimum wage and don't possess an innate ability to process certain things. Let payments show up. Pay orderly, and schedule payments. Interest rate can kill you if you let it. For example, I did a quick assessment to teach one of my apprentices a few things in real time. I financed an entertainment system. Let's say the figure is about 1,500. Certain financing cards have a set amount delegated in ratio to cost amount. Don't have 1,500 off hand? Financing card. But read how it works. Some cards offer 6/12/2 year ratios and intervals inbetween based on how much your purchase is.

5TH RULE: Do the math. Making payments? Do the math. Make sure what you have is in the bank or attainable by a due date. Unforeseen events come up? Pay your stuff off. Never, I mean never pay off a credit card with another credit card. This already shows you have horrible spending habits, and you're just forestalling a amount of debt you already have. The only time I would suggest this is if you're 2000000000000% certain you will run into money. which you won't, probably cause you're fucking pathetic.

6TH RULE: Equity. Yeah. Your 200 dollar credit line? Dont' spend all the 200 dollars. Banks measure how responsible you are. They give you an illusion of free money and you take the bait cause you're a faggot. Dont take the bait. If you need a legend, spend about 35% of your credit line. This drastically improves credit score moreso than if you were to spend 100% of you credit line. I would get into it, but just take my advice and shut the fuck up.

Theres about 30 more rules, but these are the basics. Don't be late. Don't be poor. Don't be yourself. Think like me. You'll succeed.

[StarFaggot]

Originally Posted by Joe Metts

Credit cards aren't what's up man. Keep your money right and pay cash.

Sound advice. I don't encourage use of credit unless you're making major purchases or emergency situations. CC is good to have for cash flow but if your lifestyle is such you don't need one don't get one.

[big baby]

If you buying a house with pure cash, then yeah, I don't encourage credit or care about it

but if you not...then I do encourage it.

[PancakeBrah]

Originally Posted by Badweather

I based a lot of my life decisions on the possibility of going viral

[PancakeBrah]

Originally Posted by big baby

Mode: Aerolina

Credit Cards are rewarding if you know how to use them. I'd like to give you guys a lesson one day. It's not a magic plastic card. It has financial terminology that will probably baffle you.

1ST RULE: Never pay your minimum balance. You a baller? Pay that shit in full. You bought some extravagant shit and can't pay it off? Enjoy the debt, the horrible FICO and your inability to buy anything decent in property. Have fun paying off a landlords debt. OR making him richer, since he probably long ago payed it off.

2ND RULE: No limit? No problem! Wrong. Well, this is null since most of you can't even get a 300$ credit line. But, for some reason, say my advice helps you out and you become a alpha male champion. Want to spend a fortune?! Go right on ahead buddy! until you realize that there is a monthly balance limit of $5,000 on your account. No limit cards are really “no preset limit” cards, meaning the limit is based on your own spending habits.

3RD RULE: Dont be late with payments. Unlike drug dealers, they won't kill you. But you wish they would have. Late payments show up when you try to apply for anything and can affect you, even one late payment. Late once? Your car dealer will see that and maybe deny you cause you're an irresponsible faggot. Pay early, pay on time.

4TH RULE: Things are getting trickier. I know you guys make minimum wage and don't possess an innate ability to process certain things. Let payments show up. Pay orderly, and schedule payments. Interest rate can kill you if you let it. For example, I did a quick assessment to teach one of my apprentices a few things in real time. I financed an entertainment system. Let's say the figure is about 1,500. Certain financing cards have a set amount delegated in ratio to cost amount. Don't have 1,500 off hand? Financing card. But read how it works. Some cards offer 6/12/2 year ratios and intervals inbetween based on how much your purchase is.

5TH RULE: Do the math. Making payments? Do the math. Make sure what you have is in the bank or attainable by a due date. Unforeseen events come up? Pay your stuff off. Never, I mean never pay off a credit card with another credit card. This already shows you have horrible spending habits, and you're just forestalling a amount of debt you already have. The only time I would suggest this is if you're 2000000000000% certain you will run into money. which you won't, probably cause you're fucking pathetic.

6TH RULE: Equity. Yeah. Your 200 dollar credit line? Dont' spend all the 200 dollars. Banks measure how responsible you are. They give you an illusion of free money and you take the bait cause you're a faggot. Dont take the bait. If you need a legend, spend about 35% of your credit line. This drastically improves credit score moreso than if you were to spend 100% of you credit line. I would get into it, but just take my advice and shut the fuck up.

Theres about 30 more rules, but these are the basics. Don't be late. Don't be poor. Don't be yourself. Think like me. You'll succeed.

@Captain Obvious to thread pls

[Beyond]

Originally Posted by YDK

bey i know its hard to see how some people don't have credit cards (when you only got one good eye) but very few of the people i speak to and work with have credit cards...most just use checking accts/debit cards/cash

Why you keep addressing me tho

Been doin it for a few years now ever since I waxed you in a poem battle and you got butthurt

Stop

Seriously

You're a wack RB head, a little kid, ugly, I respect probably even less than Wise Ways

Go away