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Old 10-23-2019, 12:27 PM   #16
boof
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Originally Posted by Diode View Post
no. i and everyone else with a stable income using credit cards for their rewards and bonuses and pay them off in full every month. which raises your credit score considerably more than keeping a balance. the point of good credit is to show you can pay off your debts.

paying it off all right away is exactly the best way to build credit.
if i have a credit card and i use it to buy $300 worth of shit and i pay that $300 in full the next day that's going to raise my credit more than paying the monthly balance?
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