went to a buy here pay here place

Originally Posted by uh-oh

yo rich priveleged ncg's to thread

how do you get credit?

point me in the right direction i don't understand this w**** people world man

had me sit and write down 10 references. nigga i don't even know 10 people. OH WE NEED 10 THO. aight you greasy FUCK. JOE DIRT. DIRTVILLE USA. PHONE NUMBER-555 6969

AGHGHGHGHGH

sick of this shit yo

but for real how do you get credit? i've tried getting credit cards before but they deny da god

how do you build credit if you can't get any?

Don't apply for any major credit cards. Apply for small ones. Also, don't apply to much cause everytime you get denied that comes up on your credit report. Small credit cards will help you start/build your credit. Just make sure you pay them on time and always pay a little more then your minimum balance. For a vehicle, if you need one that bad, I'd try "Credit Solutions". My boy went through them because he messed his credit up when he lost his job and they approved him. The interest rates are high but, he got a car at an affordable rate. Try and find shit you can order online that involves minor credit cards or any type of credit account and make sure you pay those on time as well. When I was younger, I started out with a cellphone and some little store line credit accounts. After a year or so, the cards minimum balance kept going up cause I always paid them on time and/or paid them quicker then expected by sending $10 or so extra beans more. Donever pay them off in one shot because that won't help build your credit.

Do you have a contract cellphone?
Have you been employed for more then 6 months?
Do you have an apt/house that you pay for monthly?

These are things they also look for/at when you attempt to apply for any type of loan/credit if you have no credit. Hope that helps, bruh.

[uh-oh]

Originally Posted by Sicc

Don't apply for any major credit cards. Apply for small ones. Also, don't apply to much cause everytime you get denied that comes up on your credit report. Small credit cards will help you start/build your credit. Just make sure you pay them on time and always pay a little more then your minimum balance. For a vehicle, if you need one that bad, I'd try "Credit Solutions". My boy went through them because he messed his credit up when he lost his job and they approved him. The interest rates are high but, he got a car at an affordable rate. Try and find shit you can order online that involves minor credit cards or any type of credit account and make sure you pay those on time as well. When I was younger, I started out with a cellphone and some little store line credit accounts. After a year or so, the cards minimum balance kept going up cause I always paid them on time and/or paid them quicker then expected by sending $10 or so extra beans more. Donever pay them off in one shot because that won't help build your credit.

Do you have a contract cellphone?
Have you been employed for more then 6 months?
Do you have an apt/house that you pay for monthly?

These are things they also look for/at when you attempt to apply for any type of loan/credit if you have no credit. Hope that helps, bruh.

i have an apartment i pay monthly, i have a contract cellphone but its my sisters plan so i guess i don't have a contract cellphone. i've been employed since may.

they said they'd try and push it through, and the dude was obviously trying to get me in a car cuz he was lying for me in every bracket so i would get approved, and i still got denied.

i dunno yo, im gonna see if my boss can pull some strings, cuz we do alot of work for jdbyrider and they're like a buy here pay here place. but they're like a level up from the one i went to.

i went to straight dirtbagville and still got denied

actively talking myself out of robbing EVERYTHING