Quote:
Originally Posted by uh-oh
yo rich priveleged ncg's to thread
how do you get credit?
point me in the right direction i don't understand this w**** people world man
had me sit and write down 10 references. nigga i don't even know 10 people. OH WE NEED 10 THO. aight you greasy FUCK. JOE DIRT. DIRTVILLE USA. PHONE NUMBER-555 6969
AGHGHGHGHGH
sick of this shit yo
but for real how do you get credit? i've tried getting credit cards before but they deny da god
how do you build credit if you can't get any?
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Don't apply for any major credit cards. Apply for small ones. Also, don't apply to much cause everytime you get denied that comes up on your credit report. Small credit cards will help you start/build your credit. Just make sure you pay them on time and always pay a little more then your minimum balance. For a vehicle, if you need one that bad, I'd try "Credit Solutions". My boy went through them because he messed his credit up when he lost his job and they approved him. The interest rates are high but, he got a car at an affordable rate. Try and find shit you can order online that involves minor credit cards or any type of credit account and make sure you pay those on time as well. When I was younger, I started out with a cellphone and some little store line credit accounts. After a year or so, the cards minimum balance kept going up cause I always paid them on time and/or paid them quicker then expected by sending $10 or so extra beans more. Donever pay them off in one shot because that won't help build your credit.
Do you have a contract cellphone?
Have you been employed for more then 6 months?
Do you have an apt/house that you pay for monthly?
These are things they also look for/at when you attempt to apply for any type of loan/credit if you have no credit. Hope that helps, bruh.