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Old 10-21-2019, 04:24 AM   #1
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..fittin to go to ashleys and grab a sectional and a recliner. Word. Gonna clear 3 stacks this check. Holla atcha boy
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Old 10-21-2019, 06:18 AM   #2
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man thats on my life... im in mid michigan... me and my girl have a total of around 100k cash... thats literally cash no loan... I have an above average score I'm like 800.. my girl is horrible because of she had some rent in college and places like that didn't do so well.


I have no idea why i'm so good, on the record i've only rented few places... all payed on time and all was good. But I opened up a ton of credit cards this last 4 months and what I do is I just use them for like 20$ a month and pay them off quickly, but my credit score dropped. My mom told me that how credit score works if you open up a bunch of credit quickly even if you pay it off perfect on time. They see you opened it up too quick, and too many things at one time.
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Old 10-21-2019, 06:21 AM   #3
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so I dropped... but me and my girl have around 100k cash.. to get better we could get a loan.. I couldn't... but she could for a cheap like 30k I would guess.. but after that like what you're saying i'm trying to figure out.. how about decorating that shit... we don't have beds.. we have a few like... run running rugs, a few lamps... some nice plates/silverware but not enough
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Old 10-21-2019, 06:22 AM   #4
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no couches... we've got 2 tv's... but you get what im saying... shit is going to cost a lot.. like ... bedspreads pillows.little stands.. shit like that.. things you dont realize when you're young that cost money..
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Old 10-21-2019, 06:24 AM   #5
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I just went to zillow to show you what we were looking at but it went away... must've got sold and they're fucking manufactured homes... like they're mad nice and shit but they're fucking manufactured homes
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Old 10-21-2019, 06:32 AM   #6
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Its not.good to pay ur CCs off. As long as your making payments every month ur credit is going up. If there payed off then there is no credit gain. Thats how that works rich guy
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Old 10-21-2019, 07:15 AM   #7
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I owe nothing on my CC's I only opened them up to boost my credit score

i've got 2 pnc cards and thats where I bank with my money


pnc cash rewards 1k limit

pnc core 1k limit

discover card 4k limiti no apr until april of next year

capital one only 500$ limit lol


and another that is 10k
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Old 10-21-2019, 07:17 AM   #8
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and suck my dick rich guy... thats how it i15s.. I randomly use all of them for like 15$ a month, come home and pay them off the next day to boost my score, but what I didn't realize is that if you take that many CC's out in a short period of time it goes against you
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Old 10-21-2019, 07:51 AM   #9
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barking up the wrong tree fuck you and yo couch nigga
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Old 10-21-2019, 09:34 AM   #10
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Good shit geno

I'm also looking to get new furniture. Thinking about a sectional and ottoman

Be sure to post pics of your new den
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Old 10-21-2019, 09:56 AM   #11
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Will do
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Old 10-21-2019, 09:58 AM   #12
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and suck my dick rich guy... thats how it i15s.. I randomly use all of them for like 15$ a month, come home and pay them off the next day to boost my score, but what I didn't realize is that if you take that many CC's out in a short period of time it goes against you
No, you fucking moron. Paying them off does not boost your score you fucking imbecile. What i am saying is paying them off does the opposite. Keeping a balance and making monthly payments is what boosts ur score. Your obviously full of shit because you hve no idea wtf your talking about. Probably dont even have an open checking account and owe for over drafts. Broke ass nigga. Gtfoh
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Old 10-21-2019, 11:36 AM   #13
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right how do I put my stack up...
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Old 10-21-2019, 11:37 AM   #14
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bitch ass nigga dont even tlk the wrong one..... i';l post this shit
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Old 10-21-2019, 11:38 AM   #15
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fuck ass nigga
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Old 10-21-2019, 11:58 AM   #16
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No, you fucking moron. Paying them off does not boost your score you fucking imbecile. What i am saying is paying them off does the opposite. Keeping a balance and making monthly payments is what boosts ur score. Your obviously full of shit because you hve no idea wtf your talking about. Probably dont even have an open checking account and owe for over drafts. Broke ass nigga. Gtfoh
this is the dumbest thing you've said yet.

keeping a balance means paying interest. you're losing money, idiot.

pay your balance in full every month unless you're on a 0% interest rate.

smh.
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Old 10-21-2019, 12:29 PM   #17
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I'm 30 and still have no idea what credit is
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Old 10-21-2019, 02:05 PM   #18
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smh i'm out here tryna expect you to understand financial elites are destroying the planet & you dunno what credit is.
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Old 10-21-2019, 03:55 PM   #19
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Lmaoooo 100 k cash wow
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Old 10-21-2019, 03:55 PM   #20
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bitch ass nigga dont even tlk the wrong one..... i';l post this shit
Nigga now u gotta post it
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