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Old 10-19-2014, 03:00 PM   #1
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Progressive thing?

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Old 10-19-2014, 03:11 PM   #2
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It's actually worthwhile. As long as you're not a horrible driver
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Old 10-19-2014, 03:22 PM   #3
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I drive like an elderly woman
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Old 10-19-2014, 03:36 PM   #4
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Your rates correlate with your driving skills & even habits. So if you do drive like a grandma then i think i'd be a good choice to get one. i'd do some research on it first, as with everything. cause who knows what kinda info they are extracting from your car as such as where you frequently visit etc.
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Old 10-19-2014, 04:01 PM   #5
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What is it

Like a dash cam?
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Old 10-19-2014, 04:05 PM   #6
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I think

It like measures how you break and merge lanes

I'm not 100% sure but I'd imagine it has something to measure speed as well

not sure if the camera looks at the road or you, or both
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Old 10-19-2014, 04:10 PM   #7
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it does neither, i'm assuming this is the only way it hooks up. probably pulls info from your cars computer. not sure about older models of cars though.
@Split to thread. you know more about cars & things of that nature.

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Old 10-19-2014, 04:22 PM   #8
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oh word

can I use it in more than one car?

have 3 on the same insurance but they only sent me one for my hyundai
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Old 10-19-2014, 05:00 PM   #9
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Quote:
Originally Posted by StepTo. View Post
it does neither, i'm assuming this is the only way it hooks up. probably pulls info from your cars computer. not sure about older models of cars though.
@Split to thread. you know more about cars & things of that nature.

That's right where OBD-II ports are on cars, so yeah it's pulling info from your ECU. It probably looks at your throttle and brake position sensors so they can get a feel for if you drive well or like a frightened grandma, I doubt they look at much more engine data than that

I know they're GPS enabled, so it's getting speed data as well as typical routes you take, so they look at problem/ high risk areas you drive through etc
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Old 10-19-2014, 05:01 PM   #10
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@Split what's your opinion of it
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Old 10-19-2014, 05:03 PM   #11
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Quote:
Originally Posted by Split View Post
That's right where OBD-II ports are on cars, so yeah it's pulling info from your ECU. It probably looks at your throttle and brake position sensors so they can get a feel for if you drive well or like a frightened grandma, I doubt they look at much more engine data than that

I know they're GPS enabled, so it's getting speed data as well as typical routes you take, so they look at problem/ high risk areas you drive through etc
would it work on older models?
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Old 10-19-2014, 05:36 PM   #12
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Quote:
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I know they're GPS enabled, so it's getting speed data as well as typical routes you take, so they look at problem/ high risk areas you drive through etc
No thanks. Lol.
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Old 10-19-2014, 07:52 PM   #13
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Quote:
Originally Posted by StepTo. View Post
would it work on older models?
not on cars made before the OBD II standard

It'd have to be hardwired into your wiring harness

They probably just use the GPS data instead
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Old 10-19-2014, 08:53 PM   #14
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Whats the point of it from the consumers side tho......it lowers your insurance rates im assuming as long as u dont drive like a dickhead?

I speed. This is definitely not for me. Cant have my insurance rates thru the roof just cuz i like to sleep in a bit in the morning.
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Old 10-19-2014, 09:14 PM   #15
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Quote:
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@Split what's your opinion of it
Good if you live out in the boonies and don't speed
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Old 10-19-2014, 11:37 PM   #16
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I drive like an old woman. nothing brings me more joy than to see someone like bags change lanes and speed past me in a hurry just to meet back up with them at the red light. bunch of people in a hurry for nothing. racing to redlights like getting to it quicker somehow makes your commute faster

I dunno tho in my 9 years of driving ive only been fully legal like 3 months of it so getting pulled over is terrifying to me. its an instant tow not having insurance. 100 bucks for speeding etc. but basically instantly Im towed if I get pulled over for anything. got my license plates and registration but this is communist fucking BABYLON where I must present my papers to the kings men or lose permission to use his road

fuck off with all these insurances im supposed to have. let me live free and DIE
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Old 10-19-2014, 11:51 PM   #17
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Sumtimes those redlights r greenlights u dickhead. U gettin flipped off regardless.
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Old 10-20-2014, 09:10 AM   #18
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I have one

it's a giant pain in the ass

yellow lights at times will ruin your life because you have to either speed up to run it or brake hard enough that it sets off.

also every idiot on the road who hard brakes in front of you is gonna be your worst enemy. and all the little fucking unsupervised hooligan children who run out into the street too.

I still managed a handful of discounts off it but they weren't worth the ass-ache that having it caused me lol

You live in like north bumble fuck though, so you probably won't have the same issues as me.
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