[uh-oh]

word, my pops has my same name and wrecked my shit. cable/gas/electric bills

thats all been wiped off the reports now though

im literally just now starting to see if i can't build some credit. still doing it pretty blind tho. was gonna try and dispute those open accounts but the one click option is gone so its involved in transunion or some shit so i dunno about any of that. can't get any credit cards without paying for one like putting a deposit down

found a site tho through turbotax, self.inc or some shit. where im basically paying 150 a month towards a loan. each month they report it to the credit unions like im paying off a loan, and after the 12 months i get like 90 percent of it back. after 3 months they give you a credit card too so then i'll have 2 lines of credit slowly building

still have no idea what im doing