Gooooooone at just ride out monthly min payments
Use your credit card for all purchases every month, everything, to earn points (whatever specific card you may have). Let's use the example of $2000 per month, but then pay it off in full before due date when interest accrues
Rinse and repeat
Your actively using your credit, building your credit in the best way possible without paying tons of interest (which you will by paying only the minimum), all while earning tons of points
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"I shit myself
I had to throw my underwear in the dumpster outback
Uve won"
-kungfugrip
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