There are "bad credit" credit cards uhoh for Neanderthals like you with no worries other than "has the corner store got enough ramen left for the week?" who fucked up their credit years ago
these can help get your credit score fixed IF USED CORRECTLY but the APR will be like 35% so you would need to make sure you never missed a payment if you did it
they want you to fuck up basically so they get even more of your money
the idea with your credit score is to have credit available to you, but not need it
like if you got an overdraft on your bank account of $600, never touch it. it shows you're sensible with money and financially stable. that's what they want you to be
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