Word.
Im wondering what diode means tho. How am i a lost cause? Because i dont want to own a house? Because i dont want credit cards and other unnecessary shit?
I buy shit outright. I rent my places of residence so when something goes wrong i make a phone call and boom. I dont gotta call a roofing company or a plumber or anything like that. I would understand owning a home if you actually owned it. But a mortgage is just paying rent to a bank. The bank aint gonna come and fix a clog in your sink dog
Nothing wrong with renting
Lemme ask you guys something.
What do you use your credit for? I honestly dont know. Other than like buying a new car or something. But you're just getting it on payments right? Why not just buy it outright?
What other applications does having good credit apply to? Its literally a non issue in my life to date
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