More to your question:
your hedge fun comment was interesting to me...
made me think of how culture has a lot to do with people's life path... Could a very intelligent person who was raised dirt poor eventually end up maknig millions at a hedge fund? Sure, but far less likely than a silver-spoon kid who's parents are in that line of work and have connections.
I'd like to think that hedge funds and other white collar jobz are somewhat merit-based... so if they were reeeeeallly stupid they'd be out of a job, regardless of their parents or connections. But they could just be "kinda dumb" and have people skills, or instincts about the market.
I'donno... I don't have an answer to your question on a macro level.
p.s. the user here who sucks dicks for 13.50 an hour makes more money than me.
I'm poor. no silver sp00n here. But parents had/have good character,&values. Important.
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