my laptop has 8 and desktop 16 gigs of ram and both play skyrim smoothly heavily modded tbh
More for next gen games, I would go with 16 just cus it isn't that much more money and you're set for when games do need it
just buy the middle priced graphics card of your choice ATM, upgrade in 2 years when you need it and you're not spending a bunch of money on everything you need. it'll seem like a smaller purchase
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