so yo.. has anyone here Ever Filed Bankruptcy?
 

..i think i might go for it. Not exactly sure shat the percs are. Or the downside.

Can anyone give me some info from experience. I need to know how to do it. If it costs money. Exactly how long does it last what do i gain what do i have to worry about and that sort of shit

manure ?

Ive never really had much money I got like four grand in bank one time but usually I don't make much and it's a process like algebra calculation shit and anyone else who want it but yeah I'm usually down without much to spend it all


Always kinda wondered what a billionaire would spend his money on...I mean a billion dollars? Lol who has a billion dollars know what I mean he could but everything and then pay himself every time you needed something or perhaps only wanted to do

what did you say?

Uhh that a billion dollars is a lot of money and that I never had much money

It's dirt geno smh lol

An I assure u this will not cancel ur child support lmfao

Ooo that was below da belt

Tsktsk not cool btw

lol

You have never had the opportunity to amass enough debt in any way or firm that bankruptcy would help you

Case dismissed.

Gone

Uhh but I still need a car and money for gas in other words god needs something he aint finished yet

Lol jk fucking weak lmao its funny when they say things like money don't grow on trees stability my dear man

Direct thoughts its getting dark so I decided to stop working even though I receive some am out of discrepancy still moving I got a tire some wheel didn't mention a chamber the baker Brian

Rode guiness this afternoon while harmony speculated

That's what it sound like triple running thread jacking multiple posts an indoor screen navigator shit money couldn't buy

Lmao wtf

I have once and it was a career lowlight son.

my debt is rediculous though. its deep enough that i cant get out considering my never exnding expenses.

Lol I'm on the otherside of the coin really I guess that means fifty/fifty

Lol seen my boy today that just reminded me of that

i filed back in 2005, cost me $1500 as single, not married.

erased everything i oweded, except Federal school loans.

bankruptcy stays on your credit report for 7 years. During that time, you can start rebuilding your credit, but don't even dare try to buy a house or get any loan until after that 7 year period is over. After those 7 years your credit report is pretty much clean and then you can start considering options like private loans, mortgage loans, etc. If you owe too much money you know ull never be able to pay back without killing yourself working, it's definitely worth filing. Big corporations file bankruptcy multiple times and just resurface under a different name.

word, thank you @Eviscerate. that was the info i needed.

also. was there any tie in a court room involved...? lawyers and that kind of shit?

1500 aint to bad considering i owe at least 30,000 in debt i can think of off the top.
7 years is a long time... but i guess its worth a new start

No court rooms at all. Only some visits to your Lawyers office. the lawers do it all. u just provide them with the info of who you owe.